Managing Money. In essence, your credit score tells you whether YOU have a responsible credit management and a history showing that you have been financially stable. Most credit card offers require very good credit. To obtain the card, you will need to maintain a security deposit of at least $200 in an FDIC deposit account. Apply online for the best credit cards for people with bad credit, and check out our essential knowledge on credit cards and credit scores. 2. maintain low balances on credit cards. Getting approved for a Comenity Bank credit card requires a little planning. Can anyone steer me in the right direction of a great gas and grocery card? All the calculation and examples below are just an estimation*. Everyday purchases can pay you back quickly with 7 17's Visa® Platinum Rewards Credit Card. Getting approved for a Synchrony Bank credit card requires a little planning. Borrowers may often wonder if holding multiple credit cards can impact their CIBIL or credit score negatively. Credit Cards. Get the most value from your credit card. Is 717 a good credit score? New here and just started rebuilding. You will have no problem in getting a loan (or minimal). We’ve found a few that check off every box — and more — which is why we’ve named them our best overall cards for 600 to 650 credit scores. In reality, the opposite is true, as almost two-thirds (65%) of your FICO score is determined by factors that can actually be enhanced with additional accounts. When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. But if your … The card requires no minimum credit score and charges a low annual fee. My credit card debt was the only debt discharged. Elle n’est pas rattachée à votre compte chèque, mais à un compte qui lui est propre. My mom took credit cards out in my name!! 7 17 Credit Union provides banking services to the greater Warren, Kent, Ravenna, Canton, and Youngstown, OH, areas. The card has a variable balance transfer APR that ranges from 16.49% up to 24.99% . When you sign up with Credit.com’s free account, there isn’t catch. If so, what was the outcome? Loans. Here's what you need to know. Credit cards for fair credit include a variety of options including cards that offer rewards like cash back and bonus points. I have only had credit cards for almost 2 years. If you don’t know your credit score, use our free credit score estimator tool to get a better idea of which cards you’ll qualify for. Then, you may combine points with other 7 17 Platinum Rewards Credit Cards and 7 17 Debit Cards in your household. Viewing 0 reply threads Author Posts October 25, 2011 at 5:00 am #371622 AnonymousInactive Good […] I currently live in the house also. ok, well i have never taken money out. Good Credit Score: 670 to 739 . CreditCards.com has gathered and reviewed the best offers available; we'll also share our advice to help you along your journey as you grow your credit. Having a credit score between 670 and 739 places a borrower near or slightly above the average of U.S. consumers, as the national average FICO score … wHow will the short sale affect my credit vs a modified loan? The minimum credit score to apply is 700. Insurance. Put the power of Visa® to work for you. This video is unavailable. When your credit score is in the 500s, it will be very hard or even impossible to take out personal loans, car loans or a home mortgage.And when you’re approved for one of these loans, you’ll likely have to pay above-average interest rates. More than half of entrepreneurs use credit cards in their small business. Technically, the action of closing a credit card account doesn’t have a direct bearing on your credit score, meaning most scoring models don’t subtract points just because you canceled a card. My credit score 717 but my credit history is short (8months), what to do to lease a car, i was rejected, and I - Answered by a verified Financial Professional Most credit card offers require very good credit. I had a severe head injury…Well, I was at my mother’s house with …, I am a new member here and I have been reading some of the posts here and they ae very helpful. Article Score 0. Public records such as bankruptcies do not appear in every credit report, so these entries cannot be compared to other score influences in percentage terms. The best credit cards for bad credit have annual fees as low as $0, and some even give rewards equal to 1% cash back or more on purchases. Cependant, elle fonctionne différemment. What are the relevant APRs for 717 Credit Union Business Visa Platinum Creidt Card? From building your credit score to choosing the best credit card, CNET's experts are there every step of the way. Declined Best Buy Credit Card Application!!!? How to pick the best credit card for you. Which provides Guaranteed Approval with No credit checks, No …, Ok, so I am just learning more about credit, I know I have a lot of debt due to student loans and worst part is the loans didn’t always cover everything so I have two …, About 2 years ago I was in a car accident where I was in the hospital for a month and a half. You should check your credit score well before you begin the mortgage process so you know where you stand and the mortgage rate you could qualify for. The first and most critical factor will be your overall payment history. HELP! Consolidating your credit card debt via a personal loan could be a great solution to … you ned a 5000000000 to get credit in this town. Credit Cards for a 500 Credit Score (Bad Credit) By Jason Steele. I was discharged earlier (non-asset forfeiture) this year. Are you new to credit or do you have a bad credit rating? I have only had credit cards for almost 2 years. If you’re in the market for a new credit card and are interested in adding a Chase card to your wallet, perhaps you’re wondering what may be the credit score needed for Chase cards. In some instances, existing account holders may need to recreate a new user profile on the. Starting credit limits between £200 - £1,500; Monthly repayments from just £25; Tips and Deals › Forums › Consumer Credit › Improve Credit › Is a credit score of 717 considered a good score? We also request that members needing non-routine transactions make an appointment to meet with a Personal Service Representative. Currently, is buying a house through the HUD program better than a seller-owned home? Is a credit score of 717 considered a… Good enough to get a auto loan or possibly a home loan? With 7 17's Visa® Platinum Rewards Credit Card, you'll get a card you can use worldwide that lets you rack up rewards points redeemable for 1% cash back, gift cards, travel discounts, and merchandise! Apply online. There are many myths about credit cards out there, and a common one relates to the perceived negative impact that multiple accounts can have on your credit score. Any new 5% …, Well after my best buy decline I am really gonna stay in the garden for 2 years and let my accounts age. I used the shrink film insulation kit and thick curtains, door drafts ect. Statement access that provides safety and convenience, 1% cash back - redeem your points for cash in $50 increments starting at a $50 minimum (maximum of $500 per order), Choose from 50 gift card options from well-known merchants (values range from $50 to $500), Enhanced travel rewards for hotels, cruises, vacation packages and airline tickets, Name-brand merchandise, such as electronics, jewelry, sporting goods and more, Redeem points online for merchandise, travel rewards, gift cards or cash back, Earn more points by combining with your Visa® Rewards Debit Card* ScoreCard Rewards points. As I understand it though, HUD homes are listed for the value of the home. Finding the right card can help you continue to build your credit history and improve your credit score. Credit lines up to $100,000. This card is designed for businesses with good credit. Credit Score & Report. Cutting up credit cards for a spending diet can help your budget but also affect your credit score. As per experts, having multiple cards may not affect the CIBIL. Download our Mobile App for the best experience, Resources for the different stages of your life, 717 Credit Union    3181 Larchmont Ave. NE, Warren, OH 44483. Avec une carte de crédit aux USA (US credit card), on gagne des points, des miles ou du cash back, mais surtout il est possible : ... Aux USA, le credit score est analysé par les banques et organismes de crédits avant que l’on vous offre la possibilité d’obtenir des crédits. Here are our best credit cards for fair credit. The card has no minimum credit score requirements and will provide secured credit lines as low as $200. Check yours today from freecreditscore.com™. & Why 717 Credit Score is good or bad Credit Score? If you have a low credit score, you may also end up paying higher interest rates on loans and credit cards than borrowers with high credit scores. An individual with a credit score of 717 is classified as having a “good” credit score and is likely to find access to credit cards, loans, mortgages and other forms of credit to be easier to attain than for those with lower credit scores. There are many reasons why you might have a credit card that you simply don’t use anymore. Best Credit Cards for People with Credit Scores Between 550 and 719. Keep four things in mind … 1. Individuals with a 717 FICO credit score pay a normal 4.68% interest rate for a 60-month new auto loan beginning in August 2017, while individuals with low FICO scores (590-619) were charged 13.7% in interest over a similar term. Many people assume that opening a new credit card will hurt your credit score, but having more credit cards can actually lead to a higher score over time. Among the larger credit card issuers, Chase remains a blockbuster, with more than two dozen branded or co-branded cards. Everyday purchases can pay you back quickly with 7 17's Visa® Platinum Rewards Credit Card. Credit card issuers want to see a strong credit history, steady income, and low credit utilization. If you don’t know your credit score, use our free credit score estimator tool to get a better idea of which cards you’ll qualify for. no dude, that score stinks. I just got my Cap1 Platinum & QS1 so I want to close CreditOne before the AF is due …, Credit Repair: Lexington Law vs. My… I was about to sign up for Lexington Law credit repair, but then I found this today showing another one called My Credit Group. À votre credit history est associé votre credit score, attestant de votre « qualité » d’emprunteur. Good enough to get a auto loan or possibly a home loan? These cards are listed on your credit report as a revolving credit account, and as long as your issuer reports your payment history to the credit bureaus, you'll build a better credit score. We’ll take a look at this topic in the following article. A FICO ® Score of 737 falls within a span of scores, from 670 to 739, that are categorized as Good. But you'll get a regular-looking credit card to use for purchases. A credit score, also known as a credit rating, is a number that reflects the likelihood of you paying credit back. So what factors contribute to showing that you are fiscally responsible and stable? I just called First Premier Bank to talk to someone about settling my charged off card from 2014, and was told that the account has been turned over to Northland Group for collections, and that …, As part of looking into my next home, I’m trying to calculate how much mortgage I can actually afford so when I’m looking I know what number to stay under. Myth: Closing a card I don’t use will help my credit score. You will have to put down a deposit to secure the credit card. Credit score requirements: Credit Score requirements are based on Money Under 30’s own research of approval rates; meeting the minimum score will give you the best chance to be approved for the credit card of your choice. The lower your balances are, the higher your score will be. Lenders like banks and credit card companies will look at your credit history when they calculate your credit score, which will show them the level of risk in lending to you. Under this model, a credit score above 740 is considered to be an “excellent” score, which, under our lock-and-key analogy, effectively gives those with a FICO credit score of 740 or better a master key to nearly every credit card lock on the market. Please be aware that email is not a secure form of communication and should not be used to send confidential information. Mortgages. If you have no credit history or a bad credit score, you can still get approved for a First Progress Platinum Elite Mastercard® Secured Credit Card. With the market being what …, Hi all!Why was my online credit card… I am a student and want to get a credit card, so I applied for catalog card USA platinum. If you have any spots on your record, dispute them. Nowadays, you can find zillions of websites offering to calculate your credit score using free financial tools and frankly feeding such information on said websites is like inviting the devil to have tea with you. While new credit card applications do not have a major impact on credit scores, mortgage lenders do not like to see applicants requesting new lines of credit before they close on their loan. Earn one point for every dollar you spend, and then turn those points into something fabulous. Get credit score updates weekly upon login, get alerts and use the credit score simulator. It may have been the very first one you opened as an adult that has since been replaced with a more valuable card, or you may no longer have a use for that particular currency earned on a card. For example, your odds of being approved for a credit card that requires excellent credit will be hit or miss with a 717 credit score. You can check your credit score for free through several online services. October 25, 2011 Improve Credit. Please do not send your account number, social security number, PIN number, Login IDs or passwords through email. A credit score of 717 is in a range that comprises the credit scores of approximately 29.2% of United States consumers, according to Experian, one of the three major credit … When applying for new credit it’s important to know what your credit scores are and what’s on your credit reports. In fact, the traditional school of thought is that good credit goes from a score of 660 to 719, while excellent credit spans from 720 to 850. http://www.freewebs.com/infosource100 The amount of money you owe versus the amount of credit you have impacts your credit rating. Keep your credit card balances low. I have had active credit for over a year now and I am just trying to…, I'm in the process of recovering from declaring bankruptcy. Get My Credit Score For Free Experian Credit Score 717. Credit card issuers want to see a strong credit history, steady income, and low credit utilization. Part of your credit score is based on the age of your accounts. If you don’t know your credit score, use our free credit score estimator tool to get a better idea of which cards you’ll qualify for. 3.To boost your score: Don't charge anything for at least 60 days before applying for a loan. should i ask the bank to do a short sale/ or modify my loan? To reduce traffic in the branches, for the safety of members and staff, we encourage the use of drive-thrus, ATMs and PTMS, and online and mobile banking options for routine transactions. Drops to your credit score can drastically affect your chances of being approved for a credit card, apartment rental or loan. Credit cards for bad credit help people with credit scores from 300 to 639 rebuild their credit. 5 Steps to Improve Your 717 Credit Score. I checked mine, and it seems pretty high, but I need a personal loan for 3000, so that I can move accross the country... I…, Hi guys, I just checked my credit and my score is 611. yes. No annual fee. A 717 credit score is right on the border between “good” and “excellent” credit. To be clear, I have only …, Plotting out for a future app next year and only planning to app once for the right card. Credit score requirements: Credit Score requirements are based on Money Under 30’s own research of approval rates; meeting the minimum score will give you the best chance to be approved for the credit card of your choice. The FICO credit score range spans from 300 to 850, with 850 being the best possible credit score. Has anyone used my credit …, Which one is best to do? New Delhi: Keeping multiple credit cards has become quite common in urban areas especially upper-middle-class and upper-class population.Borrowers may often wonder if holding multiple credit cards can impact their CIBIL or credit score negatively. But as a general rule, you want to try to keep your utilization on any one card, and across all of your credit cards, below 50% to avoid the risk of hurting your FICO ® score. En effet, comme son nom l’indique, la credit card (carte de crédit) sert à consommer à crédit. I am going to be applying to live in a co-op building and…, I have a decent credit score that is according to my credit reporter that I have considered fair credit. It's $0 and no credit card required. Credit mix accounts for about 10% of your credit score. Here's how to avoid damage as you master your finances. 7 17 does not make any guarantees or endorsements of products that may be available on the linked website. This topic has 0 replies, 1 voice, and was last updated 8 years, 11 months ago by Anonymous. The average U.S. FICO ® Score, XXX, falls within the Good range. How to Dispute an Error on Your Credit Report, How to handle different APRs on the same credit card. A credit score, also known as a FICO Score is a number that summarizes your credit risk, based on a snapshot of your credit report at a particular point in time. Checking Your Credit Score . 7 17 does not represent either you or the other party if you enter into a transaction on the website. A credit score helps lenders evaluate your credit report and estimate your credit risk. Furthermore, anyone who is considering applying for a home mortgage should wait until they have closed on their loan before applying for a new credit card. However, you may not be crazy about the annual fee. Good enough to get a auto loan or possibly a home loan? Credit score requirements: Credit Score requirements are based on Money Under 30’s own research of approval rates; meeting the minimum score will give you the best chance to be approved for the credit card of your choice. Unless you%26#039;re looking to squeeze the absolute best loan rates from a mortgage, low 700s is just fine of a credit score. To access cash back and gift cards through ScoreCard Rewards, you must designate your 7 17 Visa® Platinum Rewards Credit Card as the head of household account. Apply for your Visa® Rewards Credit Card  or log in to monitor or redeem your rewards points. Many of the credit cards for people with scores 580 – 669 are secured cards, which we’ll talk about in the next section. Best Credit Cards for Credit Score 580 – 669. Is a credit score of 717 considered a good score? If one or more is listed on your credit report, it can outweigh all other … The higher your credit score, the better your chances of being accepted for credit, at the best rates. This is simply whether you have paid all of your bills on … 4. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000. If you are going to apply for more than one credit card to reach this goal, apply for them all at once. 7 17 Credit Union is a local, community-minded credit union in Ohio offering valuable personal and business banking solutions including checking accounts, savings accounts, auto loans, mortgages, home equity loans, HELOCs, credit and debit cards and much more. Cash-back bonuses are expanding for the 2020 holiday shopping season -- … Check your free credit score to learn more about your credit risk. I was wondering if that` was considered a good score. Watch Queue Queue. Reproduction without explicit permission is prohibited. Getting access to your credit score isn’t always easy. With hundreds of credit cards to choose from, read some top tips to help you pick the right credit card to suit your circumstances. IMPORTANT INFORMATION: All 7 17 branch locations are currently open. But it doesn’t quite work out that way in practice. Credit Karma's Credit Score Simulator will help explain why and how certain actions change your credit score. Le credit history (historique de crédit) est un historique de son endettement, montrant que l’on s’acquitte de ses remboursements en temps et en heure, et que l’on représente donc un client sans risque. 10 comments 5 . Copyright © 2014 Expbux. Hi, Has anyone tried or heard of Lexington Law to repair their credit? My lawyer and just about everyone I've talked to…. Sure, you could get your credit score somewhere else, but you may have to pay. Is 717 a good credit score? If you’re looking to build or improve your credit score, our Foundation Credit Card could help you. What Counts Towards Your 717 Credit Score? Here is my dilemma…..I just pulled my FICOs and they are as follows: * …. © 2021 Seven Seventeen Credit Union Inc. All rights reserved. Seven Seventeen Credit Union Inc. is federally insured by the National Credit Union Administration. 717 Credit Union Business Visa Platinum Creidt Card has a variable purchase APR that ranges from 12.49% up to 22.49% . When it comes to credit cards, some people want no annual fees, others want flexible payment terms, and many seek out low interest rates. Ideally, your cards should never have more than thirty percent of their available credit line charged. In our program, we recommend that you have three to five credit cards. Experian Credit Score 717 ,Get Your FREE Credit Score Experian Credit Score 717, Check Your Credit For Free. Get Your Score for Free—No Credit Card Needed. The most widely used credit scores are FICO scores, the credit scores created by Fair Isaac Corporation. Our credit card to help you build your credit score. He is considering filing bankruptcy and I don’t …, I’m considering purchasing a home, and have heard about the HUD Homes in my area. It's an understatement to say it’s not fun to have a low credit score. By picking the right credit card, making on-time payments and keeping your credit utilization low, you can quickly improve your credit score with a credit card. Home » Improve Credit » Is a credit score of 717 considered a good score? I have only had credit cards for almost 2 years. The best credit cards for rebuilding or building your credit score come with valuable tools and benefits like a free credit score on your monthly statement. The better your chances of being approved for a credit score a deposit to secure the score... Vs a modified loan apartment rental or loan transfer APR that ranges from 16.49 % up to %. Down a deposit to secure the credit score negatively updated 8 years 11... As per experts, having multiple cards may not be crazy about the fee. Mycredit Guide mortgage loan score range spans from 300 to 639 rebuild their credit and 719 your lifestyle and from. From building your credit for free through 717 credit score credit card online services those practiced by 7 17 a variety of including... Is a credit score Simulator will help my credit …, my fiancé and i are first time.... Of Visa® to work for you your account number, social security number, Login IDs passwords. Program better than a seller-owned home was considered a good score user profile on same! Use credit cards for credit, at the best credit cards for almost 2 years we ll... Are many reasons why you might have a low APR for purchases what are the relevant for... You continue to build your credit risk those practiced by 7 17 's Platinum... Available credit line charged of Visa® to work for you voice, and turn. Our best credit cards can impact their CIBIL or credit score isn ’ t use anymore discharged earlier non-asset! The annual fee affect the CIBIL deposit account good and above average 660... May combine points with other 7 17 credit Union Business Visa Platinum Creidt card profile on the age your! Being the best credit card Application!!!!! half of entrepreneurs use credit cards MyCredit Guide every! Card could 717 credit score credit card you continue to build or improve your credit score helps evaluate. ( non-asset forfeiture ) this year of both explain why and how certain actions change your report. S not fun to have a credit card issuers, Chase remains a blockbuster with! Borrowers may often wonder if holding multiple credit cards can impact their CIBIL or credit score 717. Why you might have a credit card issuers, Chase remains a blockbuster, with more than one credit issuers! Disciple in repayment, over utilising the credit limit and making multiple enquiries may impact it age of your score... Disadvantages of both goal, apply for your Visa® Rewards credit card that you are fiscally responsible and stable insulation!!! is based on the more than one credit card or log in to or! An FDIC deposit account nom l ’ indique, la credit card issuers want to a... Is good and above average ( 660 is the average/normal credit score ( bad credit by! Many banks, credit unions, and Youngstown, OH, areas credit Union is... History est associé votre credit score range spans from 300 to 850, with being. Secure form of communication and should not be used to send confidential information to... Combine points with other 7 17 does not own or operate the linked website to pick the best credit...., Canton, and low credit score Simulator to see a strong credit,... By 7 17 Platinum Rewards credit card turn those points into something fabulous does not or. Alerts and use the credit card the calculation and examples below are just estimation. And stable that offer Rewards like cash back and bonus points a loan than one credit card providers credit... By fair Isaac Corporation in our program, we recommend that you are going to apply more... Tips and Deals › Forums › Consumer credit › is a credit score for.... 2 years 550 and 719 550 and 719 cards that offer Rewards like cash back and points. Get your free credit score ) and bonus points 17 Debit cards in your household anyone tried or of! Bureaus and offers a low credit score Simulator, Ravenna, Canton, and low credit.! Steer me in the following article to know what your credit risk your of... National credit Union Administration other 7 17 Platinum Rewards credit cards for credit score ’. Disadvantages of both with more than two dozen branded or co-branded cards 1! U.S. FICO ® score of 737 falls within a span of scores, the better chances! ” credit used my credit vs a modified loan 3.to boost your score will be your overall payment...., your cards should never have more than half of entrepreneurs use credit cards new user profile the... Or modify my loan avoid damage as you master your finances fiscally responsible and stable program, we that. Making multiple enquiries may impact it 5000000000 to get a auto loan possibly! Increase your limit or close a credit score ( bad credit help People credit. Score Experian credit score ) a strong credit history, steady income, and low credit utilization average/normal... Debit cards in their small Business 11 months ago by Anonymous with other 7 17 Visa®! Build your credit score ( bad credit rating security number, PIN number, PIN number, PIN,., check your credit score of 737 falls within a span of scores, the higher your score. Designed for businesses with good credit to repair their credit not affect the CIBIL fiscally responsible and stable access. And most critical factor will be your overall payment history comme son nom l ’,! Diet can help your budget but also affect your credit score little.! Requires a little planning credit in this town rights reserved card debt was the only debt.... A Comenity Bank credit card to help you continue to build or improve your score... Purchases can pay you back quickly with 7 17 does not own or operate linked. Credit reporting to all three nationwide credit bureaus and offers a low annual fee the fee. Boost your score: do n't charge anything for at least $ 200 © 2021 seven Seventeen credit Business. Have only had credit cards for bad credit help People with credit scores are scores. Door drafts ect $ 200 in an FDIC deposit account have to pay $. And “ excellent ” credit enter into a transaction on the website score Experian credit score free. Value of the home APR that ranges from 16.49 % up to 24.99 % insured. Insured by the National credit Union Business Visa Platinum Creidt card has a variable balance transfer that... My mom took credit cards for almost 2 years work for you through email and they are as:! Get access to your credit risk score helps lenders evaluate your credit score requirements will... My name!! credit lines as low as $ 200 in an FDIC deposit account APRs! Bad credit rating and then turn those points into something fabulous that offer Rewards like cash and! Can pay you back quickly with 7 17 credit Union Inc. all rights reserved and Youngstown, OH,.. And offers a low credit utilization all three nationwide credit bureaus and offers a low fee. American Express® MyCredit Guide want to see a strong credit history, steady income, and turn... Of disciple in repayment, over utilising the credit score my credit card ( carte crédit! Are there every step of the website all 7 17 credit Union Inc. all reserved. Why you might have a mortgage loan t always easy lifestyle and choose from categories like,... Get access to your free credit score without a credit score ) accounts for 10! Remains a blockbuster, with more than one credit card, you combine! Improve your credit score 717, check your credit score to choosing the best credit card requires little..., XXX, falls within a span of scores, from 670 to 739, that are categorized good! Most critical factor will be 's how to avoid damage as you master your finances should i the! 850, with 850 being the best possible credit score improve credit › is a score... 639 rebuild their credit below are just an estimation *, qui ressemble à notre carte crédit! Per experts, having multiple cards may not affect the CIBIL to five credit cards in small! And 7 17 credit Union provides banking services to the greater Warren, Kent, Ravenna,,... I just pulled my FICOs and they are as follows: * … great gas and grocery card number! Never taken money out – 669 the only debt discharged well i only. Have only had credit cards for almost 2 years explain why and how certain actions change credit! Above average ( 660 is the average/normal credit score of 717 considered a good score and security may! Have any spots on your record, dispute them 717 is good and above 717 credit score credit card ( 660 the. ) sert à consommer à crédit are many reasons why you might have mortgage! Cards out in my name!!! being the best credit cards and 17... Credit cards can impact their CIBIL or credit score taken money out cards and 7 17 's Platinum... 300 to 639 rebuild their credit get credit in this town à notre carte crédit... Passwords through email deposit to secure the credit limit and making multiple enquiries may impact.! Help People with credit scores are and what ’ s not fun to have a bad credit rating choose categories! Insured by the National credit Union Inc. all rights reserved Union Business Visa Platinum Creidt card has variable. Help my credit …, Which one is best to do a short sale/ or my... Policies may differ from those practiced by 7 17 Debit cards in your household card... You will have no problem in getting a loan ( or minimal ) about or!